Monday, November 29, 2010

Financial independence compilation, habits of successful people, get rid of debt and make money

Welcome to the November 29, 2010 edition of financial independence.

Your Financial Independence Articles

Ten habits of highly successful peopleThere are many different sayings that reinforce the importance of learning from others with more experience than ourselves.  This can save a lot trouble and can help us to achieve our objectives faster.

I have compiled a list of 10 habits, or qualities, of highly successful people. I honestly believe that anyone can develop these habits and progress to achieve anything in life.

Maybe I am a little naive but hey, it worked for them so it will probably work for me as well.

How to make some extra money - I have read quite a few articles about how to make some extra money. There is a wide range of advice that goes from saving, to keep the money in your pocket, to using your credit card to make money through rewards.

Here are a few of my favorite tips.

Personal finances management for when you are broke, debt consolidation home equity loans - It can be very difficult to budget when you are under financial stress. The following tips are aimed to us to budget when lacking a bit of cash.

Reasons to say NO to credit - It is very easy to get credit these days. Many credit card companies offer introductory rates that are very attractive, combine it with a culture that encourages to spend money then there is potential for a personal finances disaster.

Our society seems to place value on the things we have and not who we actually are. I observe this whenever I go. People compare the cars they drive, the school the kids go to or the clothes they wear. It is ridiculous. This encourages people to purchase stuff using credit.

Here are a few reasons why you should say no to credit.

Videos on how to be successful - The following videos provide quick and valuable  tips on how to be successful.

Reader’s Articles

Jason Vincion presents How to Invest posted at For the Love of Creativity, saying, "A blog post that offers suggestions on how to find sound investments that accrue interest over the rate of inflation."

Rosetta presents Cash Flow Notes posted at Stock Tips, saying, "Cash flow notes are similar to an IOU for debts that can either be purchased or sold. Get some investment tips if you wish to have smooth transactions with potential note buyers."

Everything Finance presents The Top 3 Ways to Entertain your Business Clients posted at Small Business Resource, saying, "When it comes to business, it is vital that companies form good working relationships with their clients. Trust is invaluable to fostering a successful partnership; socialising with your contacts outside of the office environment can be a great way to build it. If your clients are based far away from you and you only have the opportunity to meet every so often, you need to make the most of this time in order to get to know each other."

Silicon Valley Blogger presents PenFed Credit Union Credit Cards Review posted at The Digerati Life, saying, "Have you thought about getting a credit card from a credit union? Here's a review of cards from PenFed."

Ryan @ MFN presents How to Find Unclaimed Property and Money posted at The Military Wallet, saying, "Tips on how to search state records for free to find missing money, such as paychecks, tax refunds, and other money you are owed."

Tim Chen presents Get $100 With the New American Express Blue Sky Preferred posted at NerdWallet Blog - Credit Card Watch, saying, "American Express just rolled out a spanking new offer, introducing the Blue Sky Preferred credit card, and they’re giving away $100 to boot."

Ray @ Financial Highway presents Car Maintenance: 8 Tips to Cut Down on Costs posted at Financial Highway, saying, "Maintaining a car can take up a large chunk of your income, here are 8 tips to help you cut down on your expenses."

Highest CD Rates presents Choosing the Best CD for You posted at Highest CD Rates Info, saying, "A certificate of deposit can be a low risk part of any investment portfolio."

Odysseas presents ‘Money is Not Easy, but It’s Simple’ posted at Wallet Blog, saying, "Hey, taking control of you financial future takes patience, but it does not have to be complicated when you set appropriate goals and know what your priorities should be."

Jeff Weber presents Who Can and Can't Benefit from the Citi Platinum Card posted at Smart Balance Transfers, saying, "The Citi Platinum select card is good for consumers who can benefit from low rates, but not ideal for those who pay their balances every month and could realize greater benefits with a rewards credit card."

Andrea McDougal presents Follow the Money:12 Big Public Works Projects Funded by US Stimulus Money posted at Masters in Project Management, saying, "Big public works are being funded by US stimulus money. These things range from major road and public transportation revamping to smart grid projects throughout the country."

BWL presents Is it Smart To Borrow Money To Invest? posted at Christian Personal Finance, saying, "A look at whether or not investors should be borrowing more money to invest..."

Mitch Archuleta presents Roth IRA CD Laddering posted at's Retirement Planning Blog.

Michael Pruser presents Citi $50 Cash Back Student Holiday Offer posted at The Dough Roller, saying, "thanks for the inclusion"

Michael presents 20+ Christmas Gift Ideas Under $100 posted at Consumerism Commentary, saying, "A great list of Christmas gift ideas"

PT presents 2010 Tax Brackets: What Is My Tax Bracket? posted at Prime Time Money, saying, "Know your brackets and know how to plan to pay fewer taxes."

Alexander presents A Defensive Stock With A Generous Yield posted at Dividend Stocks, saying, "Value investors looking for a long term stock with a dividend that is likely to increase over the next few years should turn their attention to Lockheed Martin."

Moneyedup presents What About Savings Bonds? posted at MoneyedUP, saying, "These investments are perfect for everyone from infants to the elderly. Savings bonds have been around forever and are still as popular as ever."

freefrombroke presents Building Credit From Scratch – Are Young Adults Doomed for Financial Failure? posted at Free From Broke, saying, "Do young adults have the cards stacked against them as they try to build up new credit? Temptation and student loans make it difficult for young adults to get ahead."

Ryan @ CML presents How to Calculate the Yield on Cost of a Dividend Stock posted at Cash Money Life, saying, "Tips on calculating the yield on cost of a dividend stock, an important indicator of how your dividend portfolio is performing."

Ryan @ MFN presents When Should You Start Receiving Social Security Benefits? posted at The Military Wallet, saying, "Choosing to delay receiving Social Security Benefits can increase the amount you receive. These tips can help you maximize your Social Security Benefits."

Stretching the One Income Dollar presents Stretching the One Income Dollar: 10 No Money Down Ways to Buy Real Estate posted at Stretching the One Income Dollar, saying, "Thank you for consideration of my article."

MoneyNing presents How To Teach Your Kids To Budget posted at Money Ning, saying, "How would you teach your kids how to budget? Do you think it's important?"

Arjun Rudra presents Discussing the investment case for Kinross Gold (K:TSX) with Bruce Campbell of Campbell & Lee Investment Management posted at Investing Thesis, saying, "While many have argued that gold will continue to outperform going forward, there are equally as many who argue against an investment in gold , including the Oracle of Omaha. While there are valid points on either side of the argument it is you who has to judge on which side of the debate you fall. Having said that, if you happen to fall on the side that calls for an investment in gold , you’ll likely enjoy the following interview."

Money Crashers presents » What Is Divorce Insurance Coverage? posted at Money Crashers, saying, "One of the latest products to be rolled out by the insurance industry is divorce insurance. Yes, you heard me correctly, divorce insurance. The question is, what exactly is it and should you consider it?"

Youdondour torres presents Quick sameday advance posted at Pay Day Loans For You Today!.

Youdondour torres presents Payday loans online and how they work posted at Quick and easy payday loan!.

That concludes this edition. Submit your blog article to the next edition of financial independence using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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