Monday, November 15, 2010

Financial Independence Compilation, investing money, financial independence and more

Welcome to the November 15, 2010 edition of financial independence.

Your Financial Independence Articles

 Top 20 Personal Financial Tips - If you are like me, you have never had any formal training on managing personal finances. You may have read books and researched the topic on the internet, however you probably don’t have any formal training on the subject …

10 Tips for Financial Security - Many people strive to achieve financial security. It is however very difficult to deal with the pressures and expenses of the normal daily life and at the same time try to achieve financial independence…

Is it possible to live without a credit card? - During the weekend I read an article on the newspaper about how hard it can be to live without a credit card. Our society pushes us into debt. Marketing campaigns, online marketing, junk mails and other strategies are all designed to lure us into acquiring stuff that we don’t need…

Top 5 millionaire habits that can make you rich - Do you ever catch yourself thinking how you would manage your money if you were a millionaire? Do they even care, they have so much money that they probably don’t even care about it?…

Reader’s Articles

Molly Cunningham presents The Top 50 Real Estate Blogs posted at Business Administration Degree, saying, "Real estate can still be a good investment, even though the housing bubble’s collapse has had a disastrous effect on the economy. Real estate newbies and experienced professionals can all get excellent real estate news, information, and commentary thanks to some very dedicated bloggers."

Mike McFate presents Mutual Funds or Exchange Traded Funds (ETFs)? Which is Best? posted at, saying, "The tips in this article can save readers thousands over time."

Youdondour torres presents Apply now for a unsecured personal payday advance loan posted at Quick and easy payday loan!.

Medhat Youssef presents Prophet1 EA posted at Forex Trading Online, saying, "The popular Expert Advisor for automatically trading the currency market is being reviewed heavily on the web. See what traders think about it."

Youdondour torres presents Using cash in advance loans posted at Pay Day Loans For You Today!.

Andrew Yeung presents Saving Money Tips For This Holiday Season posted at ComboInk Blog, saying, "If you are looking for meaningful and enjoyable holiday season, then here you can find some saving money tips for this holiday season."

Shaheen E Lakhan presents The Price of Happiness posted at Brain Blogger, saying, "An analysis of income and happiness in the United States reveals that a salary of $75,000 does, in fact, buy happiness."

Silicon Valley Blogger presents Should You Get Low Cost Life Insurance? posted at The Digerati Life, saying, "Thoughts on life insurance."

Moolanomy presents 4 Things You Should Know About Retailers Before the Holiday Shopping Season posted at Moolanomy.

debt kid presents Getting That Home-Stretch Feeling posted at DebtKid.

Tim Chen presents How Will a Charge Card Affect My Credit Score? posted at NerdWallet Blog - Credit Card Watch, saying, "Charge cards function a bit differently than a standard credit card, in that you are required to pay your bill off each month; there’s no revolving credit line. So if you can’t carry a balance, and you don’t have a credit limit, what does this mean for your credit score?"

Robert Alan presents Tips and Advice on How To Dispute An Erroneous Charge posted at Credit Cards Blog |, saying, "How to dispute erroneous charges on your credit card."

Michael Pruser presents Ink Plus with Ultimate Rewards - $100 Bonus Cash Back posted at The Dough Roller, saying, "thanks for the inclusion"

Michael presents Recent Changes in My Personal Finance Plan posted at Consumerism Commentary, saying, "thanks for the inclusion"

MoneyThinking presents Diversify my portfolio? Why? posted at Money Thinking, saying, "If you listen to professionals (which I usually do, they’re called professionals for a reason), they tell you not to “put all your eggs in one basket” and only get one type of stock or mutual fund from one place. Diversification is the best way to success. But why? Why is it less risky to distribute the $10k that you’re..."

Alexander Peter presents Lost your UTR Number? posted at, saying, "Get organized before tax season. If you are self employed and have lost your UTR number this article will show you how to get a replacement."

Buck Weber presents Ten Tips to Stop Living Paycheck to Paycheck posted at THE BUCK LIST, saying, "The figures are startling to say the least – over 70 percent of Americans live from paycheck to paycheck. By the time pay day comes around, they’re broke and waiting to get their hands on the money that is due them. It’s a vicious cycle that they cannot seem to break; it becomes a habit that is hard to get rid of; in short, it’s like a ticking time bomb waiting to go off."

Susan Howe presents 10 Home Repairs You Shouldn’t Ignore posted at Welcome to the Insurance Blog: Life Insurance, Health Insurance and Car Insurance news and opinions, saying, "Failing to maintain your home can cause you home insurance problems. Here are 10 home repairs you can't ignore."

HomeList presents The Basics of Real Estate Negotiation posted at HomeList.

Mike Piper presents Buying Fixed Immediate Annuities posted at The Oblivious Investor, saying, "Tips on shopping for a fixed immediate annuity for investors in or nearing retirement."

FMF presents Digital Moonlighting: The Best Ways to Earn a Little Money Online posted at Free Money Finance, saying, "How to earn some extra income online."

Jim Nariel presents How affiliates that make money online by using powerful keywords posted at Point and Click Program Revealed, saying, "How to get great keywords for ranking up the search engines"

Arjun Rudra presents How To Manage Risk, Increase Income and Maximize Returns With Mohsin Bashir, CFA Of Highwater Capital Management posted at Investing Thesis, saying, "How To Manage Risk, Increase Income and Maximize Returns With Mohsin Bashir, CFA Of Highwater Capital Management"

Miranda presents How Much Do Your Friends and Family Know About Your Finances? posted at Money Ning.

BWL presents Why Refinance A Car? posted at Christian Personal Finance, saying, "A look at why you may or may not want to refinance your car loan..."

Jeff Weber presents American Express Blue Cash is a Dangerous Credit Card posted at Smart Balance Transfers, saying, "The Blue Cash card is a dangerous piece of plastic. Anyone who doesn't read the fine print and pay their balances in full every month could end up spending a fortune on interest while earning much less cash back than they might otherwise be led to believe."

nissim ziv presents Success Definition: What Is Your Definition of Success at Work? posted at Job Interview Guide, saying, "This question can be asked by an interviewer in your upcoming job interview or either can be asked in many other occasions."

Odysseas presents Make Your Credit Cards Work for Your Business posted at Wallet Blog, saying, "Hey, I think your readers will enjoy our submission this week because it illustrates when to use a business credit card as well as a personal credit card for financing your business. For your convenience, I have prepared a short summary of the article: "Business credit cards, despite their name, are actually not the best choice for financing your business."

Sunil presents Why Even Little Passive Income is Worth More Than You Think posted at Sunil from The Extra Money Blog, saying, "What’s the big deal about a blog making only $50 per month? Plenty! Passive income is worth a ton more than you think, and it increases your effective hourly wage from your job. Consider a side business the generates residual income streams from Google Adsense, rents, royalties, etc."

Joe Morgan presents How Lost Me as a Customer. posted at Simple Debt-Free Finance, saying, "Here's a case study from one of how one of the world's largest retailers made a costly and avoidable mistake. Entrepreneurs take note!"

Zarathustra W. presents Five criteria to identify asset bubbles - Also sprach Analyst posted at Also sprach Analyst, saying, "Five criteria to identify asset bubbles"

Alexander presents Blackrock Equity Dividend Fund posted at Dividend Stocks, saying, "Learn how the Blackrock Equity Dividend fund can produce high yields for your portfolio."

Stretching the One Income Dollar presents 3 Ways to Earn Money on a Cruise Ship posted at Stretching the One Income Dollar.

Rick Schiano presents Biblical Prosperity posted at Ricks Victory Blog.

freefrombroke presents Charge Cards Are Not Credit Cards – Understanding the Difference posted at Free From Broke, saying, "Credit cards and charge cards are often confused but they are, in fact, two different credit tools that consumers should understand."

That concludes this edition. Submit your blog article to the next edition of financial independence using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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