Monday, October 11, 2010

Financial Independence Compilation

Welcome to the October 11, 2010 edition of financial independence.

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Your Financial Independence Articles

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First step towards financial freedom – create your personal financial statement -

The first step is always the most hard. For whatever reason you have decided to take control of your finances in order to achieve financial freedom. That is a good start.

The very first action you need to take is to understand your current financial situation in order to devise a plan of action to achieve your financial dreams.

The following steps show you how to create your personal financial statement which will give you an accurate picture of where you are with your personal finances.


Reader’s Articles

Bruce presents Government unemployment mortgage assistance posted at Government Mortgage Help, saying, "If one has lost their income during the recession and do not wish to lose their house as well, there are government unemployment mortgage assistance programs that can help."

Youdondour torres presents Easy Payday Loans posted at Pay Day Loans For You Today!.

Silicon Valley Blogger presents Target Date Funds or LifeCycle Funds: Pros and Cons posted at The Digerati Life, saying, "Thanks!"

Youdondour torres presents Top 3 tips about Payday Loans! posted at Quick and easy payday loan!.

Youdondour torres presents No fax Payday Loans! posted at Quick and easy payday loan!.

Youdondour torres presents Try a payday advance today! posted at Pay Day Loans For You Today!.

Youdondour torres presents Helpful Tips about Payday loans! posted at Pay Day Loans For You Today!.

Bruce presents Indiana Mortgage Help: The Indiana Housing and Community Development Authority posted at Government Mortgage Help, saying, "The State of Indiana provides you with various mortgage programs to buy and keep your home. Whether you are in the market for your first home or are struggling to avoid foreclosure, there are steps you can take to find the help you need."

Youdondour torres presents Got Financial Problems? Apply now for help! posted at Quick and easy payday loan!.

Youdondour torres presents Chrismas Is Getting Close, Get The Cash You Need Now! posted at Pay Day Loans For You Today!.

Silicon Valley Blogger presents Free Mutual Fund News, Investment Research From posted at The Digerati Life, saying, "You can receive free investment information and mutual fund education through Morningstar."

money and finance

Grant Dobbins presents Taxes for Freelancers: 20 Deductions You Should Be Taking And How posted at Graphic Design Degree, saying, "Freelancers have the task of keeping up with deadlines, clients and of course, taxes. Whether you file things monthly or quarterly, it’s essential for freelancers to keep up with receipts for tax deductible items."

Charles Chua C K presents How Many Credit Cards Do You Have? posted at All About Living with Life.

preeti saxena presents Smart Investment Tools for Online Trading | Bizcovering posted at Bizcovering, saying, "Please see the uses of online trading tools"

Carlos Sera presents A Mining Tale « Financial Tales posted at Financial Tales, saying, "I thought it appropriate to release a tale that deals with investing or trading and one of the many pitfalls. Just remember after you read this tale “All that glitters is not gold.”"

Charles Chua C K presents Easy and Effective Ways to Manage Your Personal Finance posted at All About Living with Life.

Youdondour torres presents Get cash or when you need it! posted at Quick and easy payday loan!.

CreditShout Kevin presents Does Credit Card Consolidation Hurt Your Credit Score? posted at CreditShout.

Briana Ford presents 7 Signs You're Following the Wrong Financial Path posted at GoBankingRates, saying, "How can we tell if we are off track? Here are seven warning signs."

Charles Chua C K presents Are You Protecting your Earning Power? posted at All About Living with Life.

Neal Frankle presents Setting Up A Small Business Made Simple posted at Wealth Pilgrim: Money Management Advice, Financial Stess Management, Addiction Recovery Plan & Resources, saying, "There are 3 critical steps for setting up a small business for success. Keep in mind that your success is not a matter of luck. It’s a question of design."

Paul Horowitz presents From Crawling to Running: Building An Online Mini-Empire With Information posted at Biz Jewel.

BWL presents How to Save Money When Buying Cell Phones posted at Christian Personal Finance, saying, "This article looks at a new service from Amazon that allows customers to buy new cell phones at a discount over 50% for some of the more popular phones."

Arjun Rudra presents Dealing With The $1.41 Trillion Burden Of Household Debt On Canadians posted at Investing Thesis, saying, "Over the last decade, Canadians have sunk deeper into debt and have increasingly relied on credit to cover day-to-day living expenses. If household debt was evenly spread across all Canadians, each individual would carry approximately $41,740 in outstanding debt; an amount which is 2.5 times greater than in 1989."

Tim Chen presents Disney Credit Card: Doesn’t Make the Cut for Rewards or Low APR posted at NerdWallet Blog - Credit Card Watch, saying, "The Disney Visa credit card from Chase is a hugely popular credit card. We really can’t understand why."

Roshawn Watson presents My Big, Fat Trashy Home: The Fall of the McMansion posted at Watson Inc, saying, "Your house is about 6,000 square feet, almost triple the size of the national average, and it's quite fancy. With a crib like this, how could anyone not be impressed? Well, many aren't."

FIRE Getters presents $6000! Save Your Hard Earned Money! posted at FIRE Finance, saying, "We have all heard the saying "Tiny drops of water make an ocean". Over years, life has taught us that tiny savings can go a long way in making us wealthy."

Darwin presents Payroll Tax Holiday – How Much Would It Save You? posted at Darwin's Money, saying, "With Congress mulling over a payroll tax as a possible bipartisan stimulus measure, check out how much this would put back in your pocket each month!"

David de Souza presents 8 Reasons You Will Need To Complete A Tax Return posted at UK Tax Blog, saying, "Guide to 8 common reasons why you may be asked to complete a tax return"

MoneySecretRecipe presents Why You Should Start Build Credibility Online? posted at MoneySecretRecipe.

nissim ziv presents How to Negotiate a Salary: Negotiation Tips, Questions & Expectations posted at Job Interview Guide, saying, "Negotiation skill is a skill that not many people possess. In general, negotiation is an art. Every word you say is important in the end results."

Alexander Peter presents Claiming a Tax Rebate When Leaving the Country posted at, saying, "If you are leaving the country you may be eligible to claim a tax rebate. Read this post to find out how."

Wenchypoo presents Are Your Bad Habits Costing You a Financial Future? posted at Wisdom From Wenchypoo's Mental Wastebasket, saying, "We blow about a half million dollar hole in our bottom line over a lifetime with these expensive habits."

Leila Fanner presents How To Budget: For Artists posted at Thus Art Life, saying, "How to become a SUCCESSFUL artist"

Arjun Rudra presents Global Macro Trading With Michael Yhip of Garrison Hill Capital Management posted at Investing Thesis, saying, "We sit down with global macro trader Michael Yhip of Garrison Hill Capital Management to hear his views on the U.S. dollar, the Canadian dollar, gold, silver and the macro economic situation in the Eurozone."

Charles Chua C K presents Are You Enjoying Financial Freedom? posted at All About Living with Life.

Mike Piper presents Planning Your Retirement Spending posted at The Oblivious Investor, saying, "Does it make sense for investors to plan to spend the same amount every year during retirement, or is there a better option?"

FMF presents Stop Looking for a Job – Become an Entrepreneur posted at Free Money Finance, saying, "If you've ever wanted to become your own boss, this post is for you. It gives several tips to help you strike out on your own and earn a great income."

Barb Friedberg presents How to Make Money; No Special Training Required posted at Barbara Friedberg Personal Finance, saying, "Get inspired to create more wealth. What can you do Right Now to monetize your expertise? I challenge you right to grab a pen and paper and list your specialized knowledge areas."

Neal Frankle presents Buying an Existing Business ? 7 Steps to Success posted at Wealth Pilgrim: Money Management Advice, Financial Stess Management, Addiction Recovery Plan & Resources, saying, "Buying an existing small business — done right. If you’re thinking about buying an existing small business, it could be a fantastic decision – if you do it right. It’s still a tough economy out there."

Steve presents Three Things An Accountant Can Do For You | 2009 Taxes posted at 2009 Taxes, saying, "A tax accountant can help in a number of different ways, here are three very important benefits for you to consider."

BWL presents First Time Homebuyer Tax Credit Status posted at Christian Personal Finance, saying, "The homebuyer tax credit program seemed to be a big hit, until those receiving the money aren't really "receiving" it very quick..."

Josh presents Somebody Save Me!; Finances Restored posted at Finances Restored, saying, "This is a wonderful article on the importance of saving and a step by step guide to getting you started on the saving journey."

PT presents Meeting with a Fee-Only Certified Financial Planner, Part 1: Finding an Advisor and Gathering Info posted at Prime Time Money, saying, "My experience finding and working with a CFP."

freefrombroke presents Portfolio Rebalancing – Keep Your Asset Goals In Line posted at Free From Broke, saying, "Making sure to rebalance your portfolio is an important task for an investor to understand in order to keep their investment goals in line."

Michael Pruser presents How Much To Save and How To Do It posted at The Dough Roller, saying, "A look at how much money you should be savings and how to go about doing it."

MoneyNing presents Mutual Fund Investing Is Not Rocket Science posted at Money Ning, saying, "If you just take a tiny bit of time to learn, you'd be way ahead in the financial freedom game!"

Khaleef @ KNS Financial presents Firefighters Let House Burn and Pets Die Over $75 - Is the pay-to-spray fee a good idea? posted at Faithful With A Few, saying, "Firefighters allowed a home to burn down, taking with it pets, precious heirlooms, and memories…all because the owner forgot to pay $75! See the full story and share your thoughts."

Sun presents Repurpose to Reap More Savings posted at The Sun’s Financial Diary.

Dan presents How to Short Treasuries: With Yields this Low, Trade of the Century? posted at ETF Base, saying, "The Bond Bubble is upon us. With yields at record lows, here are several ways to short treasuries for profit when the bubble pops."

Tim Chen presents Rewards Showdown - Chase Sapphire vs Capital One Venture posted at NerdWallet Blog - Credit Card Watch, saying, "The Chase Sapphire and the Capital One Venture Rewards cards are both high-profile travel rewards cards for people with excellent credit. At first glance they seem pretty similar, and even their signup bonuses and rewards programs overlap. But when you really look at the numbers, some glaring differences appear."

That concludes this edition. Submit your blog article to the next edition of financial independence using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.


  1. Thanks for including my article about the firefighters!

  2. Thanks for the inclusion of my 4 articles in the carnival .

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